Debt 2 Income Calculator 1.0

Debt 2 Income Calculator 1.0

Heng Jia Liang – Commercial – iOS
5 वोटों में से
नवीनतम संस्करण
1.0
स्थापित करने के लिए सुरक्षित
EXCELLENT User Rating

The Debt to Income Calculator is a tool designed to assist you in determining your financial standing by calculating the ratio between your current income and debt obligations.

Utilize this debt-to-income ratio calculator, also known as a DTI calculator, to assess your risk level concerning debt management and potential loan eligibility based on your financial circumstances. Lenders generally follow specific guidelines when assessing credit applications. This calculator provides both front-end and back-end debt-to-income analyses.

Debt-to-Income Ratio: The percentage of your monthly income allocated towards various debt payments, such as mortgages, student loans, auto loans, minimum credit card payments, and child support.

Debt Payments / Income Example: For instance, if Peter earns $10,000 monthly and his total debt payments amount to $3,800, his debt-to-income ratio would be 38 percent. ($3,800 / $10,000 = 0.38)

Front-End Ratio: A common rule among lenders states that your monthly housing expenses should not exceed 28 percent of your income before taxes, encompassing principal, interest, taxes, and insurance – known as the "housing ratio" or "front-end ratio."

Back-End Ratio: Lenders consider the "back-end ratio," which factors in all debt obligations (e.g., car loans, student loans, minimum credit card payments) alongside housing costs. Ideally, lenders prefer a back-end ratio of 36 percent or lower.

Ratio Flexibility: The typical thresholds of 28 percent front-end and 36 percent back-end ratios aren't absolute requirements. Many lenders approve applicants with higher debt-to-income ratios under the "qualified mortgage rule," which provides legal protection for well-documented mortgages up to a 43 percent back-end ratio.

Credit History: A positive credit history can lead to lower interest rates and potentially higher loan amounts. Borrowers with credit scores of 740 or above typically secure the most competitive rates.

We appreciate your interest in our tool and invite you to explore additional applications for iOS devices at nitrio.com.

विहंगावलोकन

Debt 2 Income Calculator Heng Jia Liang द्वारा विकसित श्रेणी धंधा में एक Commercial सॉफ्टवेयर है

Debt 2 Income Calculator का नवीनतम संस्करण 1.0 है, जिसे 29-09-2024 को जारी किया गया था। इसे शुरू में 29-09-2024 को हमारे डेटाबेस में जोड़ा गया था।

Debt 2 Income Calculator निम्न आपरेटिंग सिस्टमों पर चलता है: iOS.

Debt 2 Income Calculator के यूजर्स ने इसे 5 में से 5 स्टार की रेटिंग दी है।

स्क्रीनशॉट (बड़ा देखने के लिए क्लिक करें)

संबंधित उत्पादों


Budget Touch

Budget Touch presents a practical envelope budgeting system that helps users allocate funds for regular expenses and track discretionary spending.

Farmers State Bank of Waterloo

Experience secure and convenient banking on your own terms with FSB Mobile Banking. This robust app allows you to effortlessly manage your accounts, make deposits, transfer funds, and easily locate branches and ATMs, among other features.

Loan & Lease Calculator

Loan & Lease is a financial calculator application compatible with iPhone, iPad, and Mac. It offers synchronization of quotes across multiple devices when iCloud is activated.

Pay Off Debt: Debt Calculator

Pay Off Debt is a straightforward tool designed to assist you in accelerating your debt repayment. Whether you possess surplus funds or have the capability to increase your payment amounts, this application can be beneficial for you.

Spend: AI Budget Tracker

Spend AI: A Comprehensive Approach to Financial Management Spend AI presents a refined solution for managing personal finances.

Visual Calculator - Pocket Edition

Visual Calculator - Pocket Edition presents a unique approach to everyday calculations, enhancing the user experience with its intuitive visual aids.

Webdam+

Webdam offers a comprehensive solution for managing the entire lifecycle of creative assets, allowing teams to streamline their workflows effectively.

WEOKIE Card Controls

Protect your WEOKIE debit cards effectively with the WEOKIE Card Controls app. This app allows you to receive alerts and customize settings to monitor and control the usage of your cards.
UpdateStar द्वारा सुरक्षित और मुफ्त डाउनलोड की जाँच की गई

अप-टू-डेट रहें
अपडेटस्टार फ्रीवेयर के साथ।
UpdateStar Premium Edition UpdateStar Premium Edition
अपडेटस्टार प्रीमियम संस्करण: आपके सॉफ़्टवेयर अपडेट के प्रबंधन के लिए एक व्यावहारिक उपकरण अपडेटस्टार प्रीमियम संस्करण एक सॉफ्टवेयर प्रबंधन उपकरण है जो आपके पीसी को शीर्ष आकार में रखने में मदद करने के लिए डिज़ाइन किया गया है ताकि यह …
Microsoft Visual C++ 2015 Redistributable Package Microsoft Visual C++ 2015 Redistributable Package
Microsoft Visual C++ 2015 Redistributable पैकेज Microsoft द्वारा बनाया गया एक सॉफ़्टवेयर घटक है। यह उपयोगकर्ताओं को विजुअल स्टूडियो 2015 का उपयोग करके बनाए गए अनुप्रयोगों को चलाने के लिए आवश्यक रनटाइम घटक प्रदान करता है। यह पुनर्वितरण …
Microsoft Edge Microsoft Edge
Microsoft Edge Microsoft द्वारा विकसित एक वेब ब्राउज़र है, जिसे बाज़ार में अन्य लोकप्रिय ब्राउज़रों के लिए एक हल्का और तेज़ विकल्प बनाया गया है। 2015 में लॉन्च किया गया, माइक्रोसॉफ्ट एज ने इंटरनेट एक्सप्लोरर को विंडोज ऑपरेटिंग सिस्टम पर …
Google Chrome Google Chrome
Chrome Google द्वारा विकसित एक वेब ब्राउज़र है। यह इसकी गति और कई नवीन विशेषताओं की विशेषता है।
Microsoft Visual C++ 2010 Redistributable Microsoft Visual C++ 2010 Redistributable
समीक्षा: Microsoft Visual C++ 2010 Microsoft द्वारा पुनर्वितरण योग्य Microsoft Visual C++ 2010 Redistributable Microsoft द्वारा विकसित एक सॉफ्टवेयर एप्लिकेशन है जो Microsoft Visual C++ 2010 के साथ निर्मित कार्यक्रमों के लिए रनटाइम घटक …
Microsoft Update Health Tools Microsoft Update Health Tools
Microsoft अद्यतन स्वास्थ्य उपकरण उपयोगकर्ताओं को उनके उपकरणों पर Windows अद्यतन से संबंधित समस्याओं का निवारण और ठीक करने में मदद करने के लिए Microsoft Corporation द्वारा विकसित एक सॉफ्टवेयर अनुप्रयोग है। विंडोज अपडेट अनुभव को बेहतर बनाने …

नवीनतम अपडेट


Karol G Música Juegos Canción 0.3

This application, titled "Karol G Music Games and Songs Without Internet," offers a playful experience centered around the popular Colombian singer Karol G.

Harmonium harmony_25

The harmonium is a vital instrument in various genres of Indian music, particularly classical. It is widely used in Indian music concerts and is favored by many singers for vocal practice and to enhance their musical knowledge.

Stickers Chaves WAStickerApps 1.0

Download now and enhance your WhatsApp group chats with these impressive stickers, perfect for sharing laughs with friends. Bring a smile to your friends' faces with a wide selection of humorous stickers designed to entertain.

Angry Bull Attack Shooting 1.2

This game offers a provocative reimagining of the traditional bullfighting narrative, presenting an intense and challenging experience of urban bull hunting.

Bank Of Hawaii Mobile App 0.24.191

The Bank of Hawaii mobile application offers a comprehensive and secure platform for managing your financial needs conveniently across various devices.

Jharkhand GK in Hindi 2025 3.3

This application provides a comprehensive resource for enhancing knowledge about Jharkhand, encompassing history, culture, geography, and current affairs.