Debt 2 Income Calculator 1.0

Debt 2 Income Calculator 1.0

Heng Jia Liang – Commercial – iOS
a 5 szavazat
Legújabb verzió
1.0
Biztonságos telepítése
image/svg+xml EXCELLENT User Rating

The Debt to Income Calculator is a tool designed to assist you in determining your financial standing by calculating the ratio between your current income and debt obligations.

Utilize this debt-to-income ratio calculator, also known as a DTI calculator, to assess your risk level concerning debt management and potential loan eligibility based on your financial circumstances. Lenders generally follow specific guidelines when assessing credit applications. This calculator provides both front-end and back-end debt-to-income analyses.

Debt-to-Income Ratio: The percentage of your monthly income allocated towards various debt payments, such as mortgages, student loans, auto loans, minimum credit card payments, and child support.

Debt Payments / Income Example: For instance, if Peter earns $10,000 monthly and his total debt payments amount to $3,800, his debt-to-income ratio would be 38 percent. ($3,800 / $10,000 = 0.38)

Front-End Ratio: A common rule among lenders states that your monthly housing expenses should not exceed 28 percent of your income before taxes, encompassing principal, interest, taxes, and insurance – known as the "housing ratio" or "front-end ratio."

Back-End Ratio: Lenders consider the "back-end ratio," which factors in all debt obligations (e.g., car loans, student loans, minimum credit card payments) alongside housing costs. Ideally, lenders prefer a back-end ratio of 36 percent or lower.

Ratio Flexibility: The typical thresholds of 28 percent front-end and 36 percent back-end ratios aren't absolute requirements. Many lenders approve applicants with higher debt-to-income ratios under the "qualified mortgage rule," which provides legal protection for well-documented mortgages up to a 43 percent back-end ratio.

Credit History: A positive credit history can lead to lower interest rates and potentially higher loan amounts. Borrowers with credit scores of 740 or above typically secure the most competitive rates.

We appreciate your interest in our tool and invite you to explore additional applications for iOS devices at nitrio.com.

– Áttekintés

Debt 2 Income Calculator Commercial szoftvere a kategória Üzlet fejlett mellett Heng Jia Liang-ban.

A legutolsó változat-ból Debt 2 Income Calculator a(z) 1.0, 2024. 09. 29. megjelent. Kezdetben volt hozzá, hogy az adatbázisunkban a 2024. 09. 29..

a(z) Debt 2 Income Calculator a következő operációs rendszereken fut: iOS.

Felhasználók Debt 2 Income Calculator 5 ki 5 csillagos minősítést adott neki.

Pillanatképek (kattintson nagyobb képért)

Kapcsolódó termékek


Farmers State Bank of Waterloo

Experience secure and convenient banking on your own terms with FSB Mobile Banking. This robust app allows you to effortlessly manage your accounts, make deposits, transfer funds, and easily locate branches and ATMs, among other features.

Loan & Lease Calculator

Loan & Lease is a financial calculator application compatible with iPhone, iPad, and Mac. It offers synchronization of quotes across multiple devices when iCloud is activated.

Pay Off Debt: Debt Calculator

Pay Off Debt is a straightforward tool designed to assist you in accelerating your debt repayment. Whether you possess surplus funds or have the capability to increase your payment amounts, this application can be beneficial for you.

Spend: AI Budget Tracker

Spend AI: A Comprehensive Approach to Financial Management Spend AI presents a refined solution for managing personal finances.

Visual Calculator - Pocket Edition

Visual Calculator - Pocket Edition presents a unique approach to everyday calculations, enhancing the user experience with its intuitive visual aids.

Webdam+

Webdam offers a comprehensive solution for managing the entire lifecycle of creative assets, allowing teams to streamline their workflows effectively.

WEOKIE Card Controls

Protect your WEOKIE debit cards effectively with the WEOKIE Card Controls app. This app allows you to receive alerts and customize settings to monitor and control the usage of your cards.

Utolsó frissítések


Eraser 6.2.2992

Eraser by Heidi Computers Ltd is a secure data removal software that allows users to permanently delete sensitive files and folders from their computer, ensuring that the data is unrecoverable by unauthorized parties.

FireAlpaca 2.13.13

FireAlpaca is a powerful and easy-to-use digital painting software application designed for artists of all levels. Developed by firealpaca.com, this software provides a wide range of tools and features to facilitate the creative process.

Windows Firewall Control 6.14.0.0

Windows Firewall Control Windows Firewall Control is a powerful software application developed by Alexandru Dicu that enhances the functionality of the built-in Windows Firewall.

Microsoft Edge 135.0.3179.54

Új szabvány a webböngészésben

BDtoAVCHD 3.1.6

BDtoAVCHD is a software application developed by Joel Gali that specializes in converting Blu-ray Discs to the AVCHD format, a high-definition digital video format commonly used for camcorders and Blu-ray players.

Cryptomator 1.15.2

Cryptomator by Skymatic GmbH is a reliable encryption software that offers users secure cloud storage solutions with end-to-end encryption.
UpdateStar által ellenőrzött biztonságos és ingyenes letöltések

Legyen naprakész
az ingyenes UpdateStar-ral.

Legutóbbi visszajelzések

Mobile Broadband HL Service Mobile Broadband HL Service
Maradjon kapcsolatban útközben a mobil szélessávú HL szolgáltatással
User Experience Improvement Program Service User Experience Improvement Program Service
Fokozza felhasználói élményét az Acer Fejlesztési Program szolgáltatásával
Microsoft SQL Server Compact x64 ENU Microsoft SQL Server Compact x64 ENU
Hatékony SQL Server Compact x64 rendszerekhez
App Explorer App Explorer
Fedezze fel az alkalmazások világát a SweetLabs App Explorer segítségével.
HP System Event Utility HP System Event Utility
HP rendszeresemény-segédprogram: A rendszeresemények kezelésének egyszerűsítése
utools utools
Növelje termelékenységét az uTools segítségével!
UpdateStar Premium Edition UpdateStar Premium Edition
A szoftver naprakészen tartása még soha nem volt ilyen egyszerű az UpdateStar Premium Edition segítségével!
Microsoft Visual C++ 2015 Redistributable Package Microsoft Visual C++ 2015 Redistributable Package
Növelje a rendszer teljesítményét a Microsoft Visual C++ 2015 Redistributable Package segítségével!
Microsoft Edge Microsoft Edge
Új szabvány a webböngészésben
Google Chrome Google Chrome
Gyors és sokoldalú webböngésző
Microsoft Visual C++ 2010 Redistributable Microsoft Visual C++ 2010 Redistributable
Alapvető összetevő Visual C++ alkalmazások futtatásához
Microsoft Update Health Tools Microsoft Update Health Tools
Microsoft Update Health Tools: Győződjön meg arról, hogy rendszere mindig naprakész!